Vacancy title:
Credit Manager, Analytics
Employment type: Full time, Industry: Banking, Category: Management,Accounting & Finance,Business Operations
Jobs at:
DCB Commercial Bank Plc
Deadline of this Job:
Monday, November 23 2026
Duty Station:
Dar es Salaam | Dar es Salaam
Summary
Date Posted: Friday, November 13 2026, Base Salary: Not Disclosed
JOB DETAILS:
DCB Commercial Bank PLC is a fully-fledged retail and commercial bank in Tanzania serving individuals, microfinance institutions, MSMEs, and large corporate clients. With a wide network of over 8 branches, more than 1,000 DCB Wakala Agents, and over 280 Umoja Switch ATMs, DCB Commercial Bank serves over 3 million customers nationwide through accessible, innovative financial solutions.
Position Overview
Job Title: Credit Manager, Analytics & IFRS
Organization: DCB Commercial Bank PLC
Location: Dar es Salaam, Tanzania
Key Roles and Responsibilities
IFRS 9 & ECL Modelling: Lead the end-to-end IFRS 9 impairment process—including data extraction, model execution, loan staging, macroeconomic overlays, and journal postings—ensuring accurate Expected Credit Loss (ECL) computations across Retail, SME, Corporate, staff loans, and off-balance sheet exposures.
Portfolio Monitoring & Risk Analytics: Oversee credit portfolio performance, tracking Non-Performing Loan (NPL) movements, risk migration, sectoral distribution, concentration limits, and customer covenant adherence.
Early Warning Indicators (EWI): Establish robust EWI frameworks and behavioral analytics covering arrears, account utilization, and delinquency patterns to enable proactive risk mitigation.
Regulatory Compliance & Reporting: Ensure strict compliance with Bank of Tanzania (BoT) credit regulations, prudential guidelines, and circulars; coordinate statutory returns, Credit Reference Bureau (CRB) reports, and sectoral exposure filings.
MIS & External Audit Liaison: Develop Management Information System (MIS) dashboards for credit performance and ECL analytics; support Finance and external auditors with periodic ECL reporting.
Team Capacity Building & Strategic Advisory: Train and supervise credit/risk teams on IFRS 9 concepts and analytics while delivering actionable insights to senior management for credit policy and portfolio strategy decisions.
Qualifications, Experience & Skills
Required Qualifications & Education:
Education: Bachelor’s Degree in Finance, Accounting, Economics, Statistics, Actuarial Science, Data Analytics, Mathematics, or a related quantitative discipline from a recognized institution.
Experience: Minimum of 3 years of hands-on experience in IFRS 9 impairment modelling and reporting, credit risk analytics, portfolio monitoring, or regulatory reporting within a regulated bank or financial institution.
Key Competencies & Technical Skills:
Regulatory & Accounting Standards: Deep mastery of IFRS 9 impairment methodologies, ECL modelling, and Bank of Tanzania (BoT) credit prudential guidelines.
Data Analytics & MIS: Strong quantitative modeling, credit portfolio analytics, early-warning system design, and MIS reporting capabilities.
Leadership & Communication: Ability to mentor technical teams, collaborate across Finance and Credit departments, and present strategic risk insights to executive leadership.
Work Hours: 8
Experience in Months: 36
Level of Education: bachelor degree
Job application procedure
Interested in applying for this job? Click here to submit your application now ([email protected]) .
Interested and qualified candidates should submit their application package electronically
Required Application Documents:
- Detailed Curriculum Vitae (CV).
- Photocopies of academic certificates.
- Names and full contact details of three (3) professional referees.
Submission Instructions:
Reference Number (Mandatory): Quote DCB-CR-CRM/IFRS-11/2026 in your gmail application.
Application Deadline: Monday, November 23, 2026
(Note: Applications must be submitted strictly via the stated gmail address. Hard-copy applications will not be accepted).
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