Summary
Date Posted: Friday, March 25, 2022 , Base Salary: Not Disclosed

JOB DETAILS:
To perform and manage all activities in a way that strict adherence to approved Credit and Provisioning Policy as well as the approved standard credit processes and procedures are maintained.

Job Description
• Accountability: -50%
• Analysis, evaluation and sanctioning of credit applications and provide recommendations to management.
• Outputs to deliver this accountability:
• Ensures that all credit applications are assessed within the agreed SLA time.
• Ensuring that his/her assessment and recommendations of credit applications comply with requirements as per approved credit and provisioning policy.
• Appropriately prepare the SNT and credit template for referral to Head of Credit.
• Perform credit reference checks before processing the applications.
• Accountability: -15%
• Filing information into customer information credit monitoring files without fail.
• Outputs to deliver this accountability:
• Ensure that all registers are marked appropriately and kept up to date.
• Ensure that all appropriate records are filed in an acceptable ways. Files are appropriately stored.
• Accountability: -35%
• Monitoring performance of clients’ accounts and where necessary propose remedial measures.
• Outputs to deliver this accountability:
• Ensures that appropriate excesses are diarized and new excess returns filed accordingly.
• Check on daily risk reports and work on exceptions and/or irregular behaviour.
• Provide specific instructions to business and escalate any issue that will need other stakeholders’ attention.
• Ensure all facilities are timely reviewed.
• Perform other duties as reasonably assigned.

Qualifications
• Credit Risk (Meets all of the requirements),
• Digital familiarity (Meets some of the requirements and would need further development), English, Experience in a similar environment, Higher Diplomas – Business,
• Commerce and Management Studies, Openness to change (Meets some of the requirements and would need further development),
• Reasoning (Meets all of the requirements)

Work Hours: 8

Experience in Months: 24

Level of Education: Bachelor Degree

Job application procedure
To apply follow this link https://absa.wd3.myworkdayjobs.com/en-US/NBC_Careers/job/Head-Office-NBC/SME-Credit-Officer_R-15929924